Forecast Monthly Dividend Income With a Free Dividend Simulator
Model DRIP, recurring contributions, and long-term portfolio growth for stocks and ETFs — without connecting a brokerage account.
Why people use DividendSim
- See projected monthly and annual dividend income
- Compare DRIP vs cash dividends
- Track portfolio growth over time
- Test scenarios without connecting a brokerage account
How assumptions work
DividendSim is a planning tool. Results depend on the share counts, dividend amounts, prices, DRIP settings, contributions, and time horizon you enter.
Estimate monthly dividend income
Enter your holdings and see projected monthly and annual dividend income as you reinvest over time.
Compare DRIP vs cash dividends
Toggle reinvestment on or off and see how additional shares can change future income.
Build and track your portfolio
Use your holdings to track portfolio growth, dividend income, and reinvestment in one place.
What is DividendSim?
DividendSim is a dividend simulator, dividend calculator, and dividend reinvestment calculator built for investors who want to project monthly income from stocks and ETFs. Instead of a one-time yield snapshot, it models DRIP, recurring contributions, and portfolio growth over time.
Use it as a monthly dividend calculator, dividend portfolio tracker, and DRIP simulator to model one stock, browse monthly dividend payers, or build a full portfolio forecast.
In 60 seconds you can:
- Model one stock or ETF and toggle DRIP on/off
- Build a dividend portfolio and see total income
- Browse monthly dividend payers and open stock details fast
- Save your portfolio to track progress later
Build a monthly dividend forecast in a few minutes
Add your stocks or ETFs
Enter the tickers and share counts you already own, or start with a small example portfolio to see how the dividend simulator works.
Set DRIP and contributions
Choose whether to reinvest dividends, add monthly contributions, and compare how those choices change future portfolio income.
See the income path
Review projected monthly dividend income, annual income, portfolio value, and long-term growth over time.
What this dividend calculator includes
Core inputs
- Share counts and current holdings
- Dividend amounts per stock or ETF
- DRIP on or off for each position
- Monthly contributions and time horizon
Outputs you can track
- Projected monthly dividend income
- Projected annual income
- Portfolio value growth over time
- Stock-level and portfolio-level projections
Best pages to explore next
FAQ
Does DividendSim connect to my brokerage?
No. You manually enter the tickers and shares you own. DividendSim doesn’t require brokerage access.
Is this financial advice?
No — it’s a planning and visualization tool. Use it to understand scenarios and assumptions, not to make decisions for you.
What assumptions does DRIP make?
DRIP assumes dividends are reinvested into additional shares over time. You can toggle reinvestment per stock to compare outcomes.
Why is the free plan limited to 3 tickers?
The free plan is meant for quick modeling. Saving and tracking larger portfolios is available with an account/upgrade.
Can I model monthly contributions?
Yes — you can add recurring contributions to see how consistent investing affects long-term income and portfolio value.
Where can I learn more?
Start with What is DividendSim?, browse monthly dividend payers, or read all articles.